Saving Money

Saving Money is not only for the frugal amongst us. We all have different needs and different circumstances, yet whatever you may have in your pocket looks better on your bottom line than owing it to any of the Credit Card companies. Nothing wrong with using Credit to purchase something for which you are in dire need and/or something that is beyond your current means. Yet every month, at least a minimum payment has to be made towards that purchase on Credit.

Now, if you can apply some very simple savings techniques which can allow you to put aside the money to pay for that credit, you are on the right track to staying in good standing. Let the savings you can implement today, without altering your lifestyle drastically, pay for your credit payments.

Whether you already have made your money and are enjoying its comforts or you are just trying to get a better handle on your budget, Parago Exports we has compiled proven savings methods from around the world to suit either situation.

Especially in countries where energy has been expensive for a long time already, people have come up with effective savings solutions.

The savings in question pertain to those on household budgets, insurance tips, taxation tips, savings while being environmentally responsible or just being aware that with most of our actions in life there is a price to pay.

I once met a man who bought himself new clothes everyday. Cheap, like a t-shirt and linen pants; he only wore them for 2 or 3 days. His daily cost was about $4. His reasoning for this behavior was this: If I keep them and wash them I either need a washer and or dryer or I need to visit a laundromat every once in a while. In first instance I’ll  need to rent or own a home which comes with insurance premiums, property taxes, utilities, maintenance and a host of other expenses, on top of $800-$1,000 for a washer and dryer, detergent and water. On the flip side, if I take them to a laundromat, I need a backpack to keep them in, probably separated from other stuff, and carry them around.

He told me his total cash outlay per day (food, lodging and clothing was $37 as he traveled across North America with an ATM card, a toothbrush and a razorblade in his pocket. He was ex-military.

The other story about saving introduces the British grandmother who figured out that traveling year round first class on the Queen Mary was less expensive for her than room and board in an average government run retirement home.  A suite, as many meals as she could handle, laundry service, medical emergency on board and year round socializing while visiting the most exotic spots in the world.

Saving is not boring. Saving is exciting, ingenious and very satisfying, much more so than shopping spree upon shopping spree for “stuff” that ends up at a garage sale with the original price tag still on it.

If you want to learn about saving this way, we may have something for you.

It is never too early nor too late to start saving and it is fun and rewarding at the same time. If you are interested in knowing more about how to save money you can tell us where to send it to.

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